Category Archives: Credit Blog

This is our credit blog, we post updates, news, and articles here. Feel free to subscribe to our feed and check back frequently for updates.

Experian IdentityWorks Review

Deal Alert: For a limited time – Experian IdentityWorks is offering a 30-day free trial. During this 100% free trial, you get full access to your 3 FICO® Scores, 3 Credit Reports, with unbeatable ID Theft Protection. Get Your Free Trial Now before it’s gone by clicking any IdentityWorks link on this page! Full Disclosure: I have an affiliate relationship … [Read more]

5 Reasons to Ditch the “Free Score”

Did you know that 90% of top lenders use your FICO® Scores to determine loan interest rates, terms & approvals? Yet most “free credit score” services (Credit Karma, Credit Sesame, etc.) provide what’s called a VantageScore, not your real FICO Score. So why are you checking a different type of credit score than what your … [Read more]

How I Protect My Credit & Identity

If you have a credit report, there’s a good chance that you’re one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation’s three major credit reporting agencies. There are plenty of “free” ways to check your credit (Credit Karma, Credit Sesame etc.). … [Read more]

How I Improved My Credit Score by 111 points in 8 Months

Once upon a time, my credit score was a “Fair” 666. 8 months later, it was an “Excellent” 777. How did I do it? The fact is, it’s not usually a “quick fix”, but it can definitely be done! First I realized I needed access to 100% of my credit data. Including 3 FICO scores, all … [Read more]

650-699 Credit Score – Good Or Bad? Credit Card & Loan Options?

I recently had a question from one of our loyal visitors, I thought it was a great Q&A to share and explore a bit, here it is: “My credit score is 695. Is that considered a good number for a credit score? If not, how do I improve it?” -John B. from Texas. Short Answer: … [Read more]

How to improve a low credit score

Do you have a low credit score? First step is to get your absolutely free credit report & score, if you haven’t already. Your next step is to determine if your credit score is actually considered “low”. Sometimes it’s hard to figure out what exactly is a good or a poor credit score. The best … [Read more]