Category Archives: Credit Blog

This is our credit blog, we post updates, news, and articles here. Feel free to subscribe to our feed and check back frequently for updates.



AnnualCreditReport.com: The Definitive Guide (2018 Update)

AnnualCreditReport.com – What you actually get for free… Residents of all 50 of the united states are now eligible to view all 3 free credit reports per year, one from each of the 3 big credit reporting agencies (Equifax, Experian and TransUnion), at a government mandated central location – annualcreditreport.com. But do you know exactly how … [Read more]

Drowning in student loan debt? Help is here

What is the new Federal Student Loan Income Based Repayment (IBR) program? If you are one of the millions of us drowning in huge federally guaranteed student loan debt, and burdened with high monthly payments we can’t afford, there may be help out there for us. A new federal program called Income Based Repayment (IBR) … [Read more]

Michael Jackson’s credit score was as bad as his nose job

Yesterday it was reported by the Examiner that in 2007, Michael Jackson’s average credit score was 563.67. I know, big shocker right? A score in this range would put him into the “sub-prime” category. No doubt the result of Jackson’s lavish spending habits with little cash to back it up. If he wasn’t Michael Jackson, … [Read more]



Portion of new credit card law begins today

Part of a new credit card legislation, signed in May by President Obama, goes into effect today (reports USA Today). Credit card companies must now give consumers 45 days notice before any significant changes to their accounts. Also, they can no longer label a payment as late, unless the credit card bill was sent at … [Read more]

Which is best, Credit or Debit?

In light of the recent large scale credit and debit account theft scheme (read more on that), it’s definitely worth asking the question – which is best, credit or debit? Quick answer – credit is best. Stick with only using your debit card for ATM withdrawals. Why? Federal law states that credit users will not … [Read more]



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